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Future BalanceiOSWeb

Small amounts today.
What could they become?

Change the amount, time, and return assumptions to explore your future balance. See the possibilities for your investments and savings in numbers and charts.

Download Future Balance on the App Store Open Future Balance Web in a new tab

Currently available on iOS and the Web.

Future Balance app icon with a white rising chart on a green background
Official Future Balance app icon · 02
01A LITTLE MORE PERSPECTIVE

One plan.
More ways to look ahead.

See compound growth

Enter your starting amount, monthly contributions, time, and return assumptions to calculate a future balance. Explore total return and compound annual growth rate (CAGR), too.

Look ahead to maturity

Calculate deposit and installment savings balances. Explore simple or compound interest and see both interest before tax and the balance after tax.

Different assumptions, different futures

Apply different return assumptions to the same investment amount and time period. Compare each scenario’s results and growth side by side.

Bring your plans together

Combine investments, deposits, and installment savings to see totals and allocations over time. Explore how each plan contributes to the whole.

02CALCULATION GUIDES

Go beyond producing a number. Understand what the result means.

Each guide follows the calculation contract shared by the Future Balance iOS and Web products. Investment projections state when contributions arrive and how dividends are reinvested. Savings calculations distinguish the order used to round interest and tax. Reference fixtures compare the mobile and web implementations against the same expected results.

01 / COMPOUNDContributions and compound growth

See how an initial balance, monthly contributions, price return, and dividend yield accumulate under monthly and annual compounding.

 02 / RETURNTotal return and CAGR

Separate price change from cash dividends, then learn how cumulative return differs from an annualized growth rate.

 03 / SAVINGSDeposit and installment maturity values

Understand why a lump-sum deposit and monthly savings earn different interest, and how gross interest, tax, and net maturity value relate.

 04 / SCENARIOSScenarios and portfolio projections

Compare return assumptions on equal terms and learn what to check before combining investments, deposits, and installment savings.
03AVAILABLE NOW

Use it now
on iOS and the Web.

Future Balance is now available as an iOS app and a Web service.

Estimates based on your assumptions

Calculations use the amounts, time periods, and returns you enter. Actual results may differ. The service does not provide investment recommendations or guarantee returns.